What is Auto Insurance?
Auto insurance helps you to protect you and your family against financial
loss in the event of an
accident or other cause of loss. It covers the injuries and damages caused by an accident and for which you are legally responsible. It may also cover the costs of repairing or replacing your vehicle if it is damaged or stolen.
What if I don't have car insurance?
In most states, you're required to carry a minimum amount of
liability insurance (or post a bond) and also provide proof of insurance before you can license your vehicle or renew your driver's license. If you are caught driving without car insurance, you may have to pay a large fine, have your driver's license suspended, and/or have your car impounded. Contact your local Farmers agent to find out what the specific requirements are in your state.
How much auto insurance coverage should I purchase?
The required minimum
coverage may not be enough to pay for all the damages that result from an accident, and the legally responsible driver will have to pay the additional expenses out of pocket. You may want to speak with an agent to discuss the best auto insurance coverage for your needs and budget.
How can I keep my auto premiums down?
Generally, the longer you drive without major citations or accidents, the lower your
premium will be. You may also qualify for discounts based on safety features on your vehicle. Farmers also offers an Annual Policy which keeps your rates stable for the entire year. We calculate your insurance costs for the year, and you don't have to worry about changes for a whole 12 months. Furthermore, with the FarmersFlex Program you can lock in your base rates, and qualify for accident forgiveness for up to 3 years. Also, if you insure additional cars or your home with Farmers you can save on all your premiums. For further information, contact your Farmers agent.
Why should I insure my car with Farmers?
With Farmers, you get a local professional agent, who can offer you insurance coverage to meet your auto, home, life and small business insurance needs, simplifying your life and enabling you to save with multi-line discounts. Your Farmers agent can talk to you about which discounts you may be eligible for. Farmers is committed to serving the needs of its customers, with unparalleled customer and claims service.
Available Auto Insurance Discounts
Depending on your state, you may be eligible for a variety of auto insurance discounts. To find out what's available in your state, contact a Farmers agent.
Farmers currently offers discounts* for:
- Professional Groups (e.g. Police, Firefighters, Doctors, Teachers, etc.)
- Retired Professionals
- Homeowners
- New Parents
- Good Students
- Teens with Y.E.S. Driver Training
- Alternative Fuel vehicles (e.g. Hybrids)
- Air Bags
- Two or More Automobiles
- And more!
*Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. See the Insurance Terms Glossary for full descriptions.
For customers interested in Auto, Home and Life insurance, we offer Farmers FastQuote
*, a quick, convenient free online insurance quote tool. For your convenience, your free insurance quote will include contact information for a Farmers agent near you. Of course, for more detailed quotes, including information on available discounts and other Farmers programs, you can contact a local Farmers agent at any time.
No comments:
Post a Comment